All pet insurance providers are different. Below are some good things to know about them before choosing one. What do they cover? It has become pretty standard for pet insurance providers to cover accidents, illnesses, and hereditary conditions. However, not all providers cover things like dental problems, behavioral problems, or prescription food. Make sure everything you’d want covered is covered. What don’t they cover? All pet insurance providers have exclusions. For instance, no pet insurance provider covers pre-existing conditions, though each may define a pre-existing condition differently. Some have waiting periods that exclude certain conditions from coverage for a period... Read more →


According to a new report from Generali Global Assistance, the summer of 2018 is expected to be one of the most-traveled on record, with nearly 68% of Americans packing their bags. And while travel is generally a rewarding experience, travelers remain one of the most vulnerable groups to identity theft because they are often carrying more sensitive documents than usual and can be more unaware of their environment. However, with a few precautions, travel can be safer for you and your identity. 53 percent of thefts of consumers' identity data are "non-digital," meaning they don't involve — or at least,... Read more →


On July 4th 242 years ago, a room full of delegates and appointed officials signed into being a new nation built on ideals now nearly synonymous with the American way of life. On that day, there was no certainty that the United States would win their battle against England but there was trepidation, determination, and courage. Little did the Founding Fathers know what they would create with their signatures when they signed into being the Declaration of Independence. This Wednesday marks July 4th- an annual holiday commemorating the birth of America and celebrating the American people. Where history began and... Read more →


This information is courtesy of SoFi, used with permission. It is intended exclusively for general information only. For more information on student loan refinancing, please visit SoFi.com/ABA. By Kevin Moss Credit scores play a large role in personal finance today. However, many people don’t really understand why or how they’re utilized by a financial institution when making a lending decision. We want to help change that, and provide some insight into how credit scores work at SoFi. First, some history. Although the MDS Bankruptcy score came first in 1987, the more widely adopted commercially available credit score was created in... Read more →


This coming June 17th marks 2018’s Father’s Day- a national holiday to celebrate fathers and their contributions to their families. These occasions also provide a time of reflection on family and how to better plan for the future in order to protect yourself and them financially. A part of that planning process should include evaluating your long-term care insurance needs. What is long-term care insurance and why is it important? As people age, the need for added support or services to carry out either personal or health related tasks can arise. Long-term care is defined as the medical or non-medical... Read more →


If you purchased your life insurance policy some time ago, it’s likely you haven’t thought about it much since then. Maybe your life has changed in significant ways and you’re wondering whether it’s time to adjust your coverage. Here’s when it may be time to reevaluate your life insurance portfolio. Your Family Has Grown If you’ve gotten married, you should make sure both you and your spouse are adequately covered. Also, if you have children, it’s important to evaluate how much more coverage you’ll need to protect your entire family should the unexpected occur. Additionally, if you’ve started caring for... Read more →