This coming June 17th marks 2018’s Father’s Day- a national holiday to celebrate fathers and their contributions to their families. These occasions also provide a time of reflection on family and how to better plan for the future in order to protect yourself and them financially. A part of that planning process should include evaluating your long-term care insurance needs. What is long-term care insurance and why is it important? As people age, the need for added support or services to carry out either personal or health related tasks can arise. Long-term care is defined as the medical or non-medical... Read more →

If you purchased your life insurance policy some time ago, it’s likely you haven’t thought about it much since then. Maybe your life has changed in significant ways and you’re wondering whether it’s time to adjust your coverage. Here’s when it may be time to reevaluate your life insurance portfolio. Your Family Has Grown If you’ve gotten married, you should make sure both you and your spouse are adequately covered. Also, if you have children, it’s important to evaluate how much more coverage you’ll need to protect your entire family should the unexpected occur. Also, if you’ve started caring for... Read more →

Do you think you are too young to need a life insurance policy? Too old? Are you single and/or without dependents? Life Insurance is important for all age groups, though for different reasons. Let’s break it down by generation: Millennials: Only 52% of Millennials have life insurance, according to the Life Happens and LIMRA 2017 Insurance Barometer Study. The study also found that Millennials tend to overestimate the cost of life insurance. Four in ten Millennials believe that a term-life insurance policy can cost over $1,000 a year. This is over five times what a policy actually costs. Putting aside... Read more →

This is the age of wanderlust- wherein travel is easier, more convenient and more affordable than it ever has been. Countless flights are available throughout each day from a variety of airlines. Trains can carry passengers on their daily commute, from city to city, or across the nation. We have the ability to access updates to our travel plans with a swipe of the thumb through our Smartphones. Travel has certainly become easier in many respects, yet always retains an air of excitement for those of us who enjoy the chaos and thrill of getting to and then enjoying a... Read more →

Pet parents considering pet insurance might ask the question, is it worth it? The argument is sometimes made that you’d be better off saving money each month than investing it in pet insurance. While it’s certainly smart to set aside money for a rainy day, it’s even smarter to supplement your savings with pet insurance. Why Pet Insurance Exam fees, diagnostics, and treatment for one injury or illness can total hundreds to thousands of dollars. It can be hard to save to that magnitude, and it may take a long time. It’s easy to get pet insurance coverage to that... Read more →

Medical air transportation companies have been helping save countless lives, often under dramatic circumstances, and have undoubtedly brought quicker emergency medical care to certain rural areas of the world. In the U.S. alone, air medical transport is providing approximately 82 million Americans access to Level I or II trauma centers in under 60 minutes. However, air ambulance costs are also leaving many patients financially vulnerable, catching them off guard with massive bills, which their health provider doesn’t cover. Most patients are left wondering how a relatively short ride can end up costing so much. The Lifeline called Air Medical Transport... Read more →