The Alumni Insurance Program Blog

16 Commonly Misunderstood Insurance Words

Underwriting, premiums, contestability period—terms like these can make insurance words seem like a foreign language. Fortunately, a good insurance professional can help you make sense of it all. So can the definitions below. Read on to understand some commonly misunderstood insurance words. 16 Commonly Misunderstood Insurance Words Accelerated death benefit:... Read more →

4 Steps You Can Take to Feel More in Control Now

COVID-19 has upended life as we know it for millions of people around the world. Many of us—including the young and healthy—are seriously contemplating our mortality for the first time. As the parent of a toddler, with a baby on the way, I’m definitely in this camp. It’s deeply unsettling... Read more →

Do I Really Need Disability Insurance?

There are lots of things no one wants to talk about – disability insurance is one of them. But the longer you ignore it, the less protected you are against long term financial risks due to unexpected illnesses and injuries. Read on for guidance and answers to common questions about... Read more →

8 Confusing Benefit Terms to Learn During Open Enrollment

Your company’s open enrollment season has arrived, and you only have a certain amount of time to choose or change your employee benefit selections for you and your family. Benefits can be complicated, with legal terms and jargon that aren’t always easy to understand or remember each year. Here are... Read more →

Do I Really Need Disability Insurance?

There are lots of things no one wants to talk about – disability insurance is one of them. But the longer you ignore it, the less protected you are against long term financial risks due to unexpected illnesses and injuries. Read on for guidance and answers to common questions about... Read more →

Employer Life and Disability vs. Other Policies

One of the questions we’re often asked is why considering purchase a policy for life or disability when those are benefits offered by an employer. Today, we’re going to unravel that mystery. It Doesn’t Have to Be Either/Or Typically, employer policies are small (for instance, 1-2x salary for a life... Read more →

Disability Insurance Basics

It’s fairly common to have at least a small understanding of life insurance, but it’s not often we hear about disability insurance. Every now and again, you’ll hear that a friend is “out on disability,” but what does that really mean and what types of disability insurance are out there?... Read more →