The Alumni Insurance Program Blog

Life Insurance From Your Employer Usually Isn’t Enough

Life insurance from your employer is a valued benefit for millions of American workers. Employer life insurance is a form of group life insurance that’s offered to you and your coworkers. It’s typically a set dollar amount at smaller companies and a multiple of your salary at larger companies. The... Read more →

16 Commonly Misunderstood Insurance Words

Underwriting, premiums, contestability period—terms like these can make insurance words seem like a foreign language. Fortunately, a good insurance professional can help you make sense of it all. So can the definitions below. Read on to understand some commonly misunderstood insurance words. 16 Commonly Misunderstood Insurance Words Accelerated death benefit:... Read more →

10 Ways to Get More Affordable Life Insurance

Many people are looking to trim expenses during these uncertain times. Perhaps life insurance is one area where you’re looking to economize. If so, the good news is that there are quite a few ways to get affordable life insurance. (Or to save on the coverage you already have.) Before... Read more →

3 Reasons to Give Life Insurance a Second Look

The COVID-19 pandemic has changed so much of our world, from day-to-day activities to long-range plans. But one thing hasn’t changed: the need for life insurance. If you have put off getting it—or more of it—here are three reasons to take a closer look now. Life insurance offers financial protection.... Read more →

4 Steps You Can Take to Feel More in Control Now

COVID-19 has upended life as we know it for millions of people around the world. Many of us—including the young and healthy—are seriously contemplating our mortality for the first time. As the parent of a toddler, with a baby on the way, I’m definitely in this camp. It’s deeply unsettling... Read more →

Life (Insurance) in the Time of COVID-19

As the COVID-19 pandemic has spread, we’ve been bombarded with reminders of our own mortality. It has reinforced the idea that illness and death can come at any time, and that has some people thinking seriously about life insurance. If you’re wondering if you have enough life insurance, you may... Read more →

Is it Risky to Drop Life Insurance Coverage During Tough Financial Times?

Most people buy life insurance with the same objective — to help keep your family financially secure if you’re no longer around to provide for them. It can be difficult to put money toward something that you hope never happens, especially if you and your family are going through a difficult time financially. It may be tempting to drop a life insurance policy when you’re working hard to stick to a budget, but it’s smart to keep your policy if you can. Here are a few reasons why. Read more →

Have Life Insurance through Work? Ask These Questions about Your Coverage

Many people enroll in life insurance coverage through work because the cost may be low and it’s easy to manage. If you do have an employer-sponsored life insurance policy, how much do you really know about it? Have you reviewed your policy details closely? Usually, employers offer two types of... Read more →

5 Financial Tips for Female Breadwinners

If you’re the female breadwinner in your family, you know how challenging this role can be. The demands on your time and attention are constant and come from all areas of your life — your boss and colleagues, your partner or spouse and kids, extended family and more. It’s hard... Read more →

9 Reasons Why Stay-at-Home Parents Need Life Insurance

You’re probably already aware that a parent with a job outside the house most likely needs life insurance to protect their loved ones in case something were to happen. But it’s not just breadwinners who need coverage—stay-at-home parents do, too. Here are nine reasons why. To replace the value of... Read more →