During a holiday when we traditionally celebrate our love for others, one could argue that something like life insurance doesn’t usually come to mind as the perfect gift. But if you think about it more carefully, is there a better, more long-lasting way to show the depth of your affection than by protecting and ensuring your loved ones’ security if you can’t be there for them? That’s why LifeHappens.org declared February Insure Your Love Month − because at its most basic, the reason behind buying life insurance is love. A month that’s highlight is Valentine’s Day is the perfect time... Read more →


On January 30, 2020, the World Health Organization declared the Novel Coronavirus a “public health emergency.” The deadly virus was first discovered at the end of 2019 in Wuhan City, Hubei Province, China. Since this time there have been confirmed cases in numerous countries across Asia, Europe and North America. What is the Coronavirus? The Coronavirus, according to USI’s recent white paper, is a respiratory betacoronavirus that has been connected to a specific seafood and animal market in China. The typical initial symptoms of the virus are “flu-like” but could evolve into pneumonia and other respiratory problems. While there is... Read more →


The holiday season is upon us and people around the country are preparing for their last big travel excursion for the year. With that in mind, we hope that you will take a moment to review this Holiday Travel Checklist (and check it twice) before you embark. Plus, we have a travel tip that can help save travelers thousands of dollars in expenses should an unpredictable and plan-altering situation arise prior to departure or during the trip. Check the Weather. Unfortunately, the weather can be unpredictable. Inclement weather can lead to a delay or even cancellation of your trip. Be... Read more →


USI Affinity’s VP and COO, Jenny Zhang, posted an article last week about her personal experience with travel insurance and why it matters for travelers. Read her article here: "Earlier this year in March, I traveled to China with my family — myself, my husband, our three young daughters, and my parents. Between trying all the street food in Shanghai and whizzing down the Great Wall in a toboggan slide in Beijing, the kids had great fun but also picked up all the germs along the way. During the last couple of days of our trip, all three of them... Read more →


It’s that time of year again. Holidays, family meals, presents and Long-Term Care Awareness Month. That’s right. November is Long-Term Care Awareness Month. Long-term care, and particularly long-term care insurance, is one of the most important components of a person’s financial portfolio, and yet it is one of the most commonly overlooked. Long-term care is something we only associated with the elderly and is typically pushed to the back of our minds until faced with the difficult decisions surrounding the care of a loved one. But, when we say there is ‘no time like the present’ when it comes to... Read more →


In late October, the American Bar Association’s Legal Technology Resource Center released its ABA TechReport 2019.[1] Unfortunately, the report was not good news for lawyers. The report, based upon responses from lawyers across the country as provided in the Legal Technology Survey Report, reveals that lawyers have made little progress in the past year, if not, the past few years, in protecting themselves and their practices from cybersecurity risk. The ABA’s annual survey and report explores how lawyers are using technology in their practice and addresses various areas such as online research, tech basics and security, law office technology, marketing... Read more →