When planning a trip, the last thing anyone wants to factor in is their plans getting delayed or, worse, cancelled. However, with so many factors impacting a trip that are completely out of a traveler’s control (from terrible weather to a family emergency) careful planning and bring your trip to an end before it even begins. This is where Trip Cancellation Insurance can come in handy to protect the insured financially should they need to cancel their trip for a covered reason. Most travel protection plans feature coverage for Trip Cancellation. In fact, this benefit is one of the main... Read more →


The American Bar Association Insurance Program is more than a set of product solutions. For this part of the #USIontheMove blog series, Travel Insurance Services sat down with USI Affinity’s Arielle E. to hear about her experience traveling in London. The year was 1776 when, as an American, my forefathers signed a letter and set out bravely into an unknown future -- one of independence from Great Britain and the royal crown. Seven years of conflict have been followed by 238 years of peace and friendship. Fast forward to today, tracing my country’s historical roots back to England is a... Read more →


Being a pet parent has its benefits, but it also has its costs, which don’t always occur to us before adopting. Consider the total cost of dog ownership or cat ownership beforehand so you can prepare and be a more awesome pet parent. Unexpected Costs We’ve laid out some costs of owning a pet that you might not have thought of. Read on to see what they are. Initial Expenses There are other initial expenses for getting a pet besides the adoption fee. Many of them are obvious, like the price of food, treats, toys, a bed, a crate, a... Read more →


We talk often about the importance of life insurance. Proper life coverage guarantees that the policy holder’s loved ones receive enough financial compensation to cover leftover debt, medical costs, and any final expenses. And it’s a supplement to help keep the family afloat financially without the policy holder’s income or ability to provide childcare, etc. But for the parents and/or guardians of special needs children, the importance of life insurance coverage is underscored. With recent advancements in medicine and technology, special needs children are often outliving their parents, guardians and/or care givers. Published in the April 2018 edition of the... Read more →


As Women’s History Month comes to a close for 2019, it is a good time to reflect on both how far women have come and how far they go…alone. The rise of the solo female traveler is a somewhat recent phenomenon but one that steadily climbs. Solo travel has become increasingly popular. Mintel’s 2018 Solo Traveler Report showed that 17% of adults reported they took a vacation on their own within the last five years (15% were completely solo trips without a travel group). This shows a two percent increase in solo travel from the year before. Though it may... Read more →


It is commonly said that the eyes are the window to the soul. While the jury is out on whether or not that is true, it is a fact that your eyes can be a window to your health. Having regular eye exams and getting the right corrective eye wear is an important part of a person’s overall well being. Often packaged together as an add-on to Dental Insurance, Vision Insurance is a lesser talked about form of coverage that is often affordable yet disregarded as a necessity. Many plans, such as those through the American Bar Association Insurance Program,... Read more →