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October 2018

September 2018

Curious if whether or not pet insurance is worth the investment? We sat down with USI Affinity’s Arielle E. to hear about her and her kitten's, Marmalade, recent "cat-tastrophe": Working in the insurance industry, you think you know everything there is to know about insurance protection. We speak often about preparing for the unexpected, educating everyone about their inherent need for various forms of financial coverage. However, no level of expertise can shield you completely from shock when the formidable ‘unexpected’ happens— but having even a basic understanding can help prepare you financially. If you asked me three months ago... Read more →


As Hurricane Florence begins to bare down on the East Coast, we know those in the storm's path will be taking precautions. While much focus will be on physical safety, there are a number of ways that you can ensure a more secure identity before, during, and after the event when opportunistic crimes can occur. In case you need to leave your home, secure sensitive documents and paperwork in a safe or a locked drawer and be sure to take all credit cards and insurance documents with you. If time permits, consider stopping mail service and cancel any package deliveries... Read more →


There are lots of things no one wants to talk about – disability insurance is one of them. But the longer you ignore it, the less protected you are against long term financial risks due to unexpected illnesses and injuries. Read on for guidance and answers to common questions about disability insurance. This information can help you get started and make the best decision based on your specific needs. 1. If you or others depend on your income — you need it. If you have people who depend on your income – or if you depend on your income –... Read more →


The “back-to-school” season is a busy, hectic time for students and parents alike. It’s also another opportunity for identity thieves to learn a thing or two, as well: and this new information isn’t the good stuff you read in books. Last year, over 1 million children were targets of identity theft and fraud, racking up over $540 million in out-of-pocket costs to their families, according to research from Javelin Strategy. Children are often targets of identity thieves because of their clean credit scores and the lack of attention families pay to their minor’s credit report. A criminal could open up... Read more →