In this digital age, data breaches are becoming a more and more frequent phenomenon. Some high profile, widely publicized incidents are reported as impacting up to millions of people- often causing worry and distress for potential victims. Therefore, it is more important than ever to be vigilant in protecting yourself and your family against identity fraud. Even if you are not currently or have not been part of a recent data breach, we know that the future holds many breaches yet to come. The time to act is now, but what can you do? The American Bar Association Insurance Program is partnered with Generali Global Assistance, who has provided a list of things you can do now to better protect yourself in the future.
What Consumers Can Do:1
- Regularly review activity on all financial accounts and report it to the financial institution as soon as possible so proper precautions can be taken.
- Set up two-factor authentication where available for extra security.
- Rethink the information being shared online (specifically social media). With so much information leaked in breaches, hackers are able to piece together compromised information with the information you publicly share to create a holistic identity profile.
- Always use strong and unique passwords, and don’t reuse passwords across multiple platforms (this allows hackers to access multiple accounts when just one is breached).
- Be on the lookout for any phishing emails. In the aftermath of any data breach, it’s common for those affected to receive an influx of phishing emails supposedly from the organization breached or other trusted service providers. Phishing emails are a common way fraudsters can get even more personal data.
- If available, log in to their identity protection service and ensure that all personal data is updated so that it can be monitored on the Deep and Dark web where information exposed in data breaches is often bought, sold, and traded by identity thieves. If any suspicious activity is noticed, they will be alerted with information on what to do next.
Your ABA Insurance Program, partnered with Generali Global Assistance, offers Identity Theft Protection to ABA members. Visit the ABA Insurance website here to learn more.
1 This content has been written by and used with permission from Generali Global Assistance.