Disability Insurance Feed

There are lots of things no one wants to talk about – disability insurance is one of them. But the longer you ignore it, the less protected you are against long term financial risks due to unexpected illnesses and injuries. Read on for guidance and answers to common questions about disability insurance. This information can help you get started and make the best decision based on your specific needs. 1. If you or others depend on your income — you need it. If you have people who depend on your income – or if you depend on your income –... Read more →

Imagine: what if you could not be an attorney? It takes years of education, training, and commitment to practice law. It takes just as much to build your lifestyle. Yet, one moment, whether due to an accident or illness, can derail or severely alter all that you have worked for through those years of dedication. It is easy to think “it won’t happen to me” regarding forces completely out of your control— until it does. So, how will you protect your firm, your family, and yourself? What is disability insurance and who needs it? One in four non-elderly Americans suffer... Read more →

One of the questions we’re often asked is why considering purchase a policy for life or disability when those are benefits offered by an employer. Today, we’re going to unravel that mystery. It Doesn’t Have to Be Either/Or Typically, employer policies are small (for instance, 1-2x salary for a life insurance policy – which isn’t nearly enough coverage for most people) and you don’t have to go through underwriting unless you’re looking for a larger amount. Premiums are usually paid on a pre-tax basis. In other words, securing this coverage is pretty quick and painless. It’s worth considering for this... Read more →