A recent study from the Virginia Tech Transportation Institute found that manual-visual tasks associated with hand-held devices, such as reaching for the phone or dialing, increased the risk of getting into a crash by three times. The study also reported that even hands-free devices involve manual-visual tasks at least half the time, which is associated with a greater crash risk. Are you fully aware of all the statistics behind distracted driving, whether those distractions are cognitive or visual? Read and share the infographic below with friends and family to see how much distracted driving puts you and others on the... Read more →

January 29th, marks the last Tuesday in January… and National Plan For Vacation Day. With the holiday season just out of sight in our rearview mirrors, the post-holiday slowdown is the perfect time to plan your vacation in the year ahead. But as you’re focused on hibernating and hitting the gym to burn those extra holiday calories, vacation time may be the furthest thing from your mind. In fact, vacation time seems to be the furthest thing from most Americans’ minds any time of year. Here are some facts that may give you the no-vacation blues: According to the U.S.... Read more →

Today, January 22nd, marks the 32nd day of the longest government shutdown in the nation’s history.1 While not all factions of the government have been halted, this partial shutdown, which began in late December, has seen approximately 800,000 federal workers not receive pay.2 Unfortunately, these government workers aren’t the only ones impacted—travelers flying both domestically and internationally have reported longer security lines and delays. Airport security and efficiency Two key groups essential to maintaining airport security and efficiency are currently not receiving funding or pay through the current partial shutdown: Transportation Security Administration (TSA) and air traffic controllers. The functions... Read more →

The insurance industry often asks “what would you do if…?” before delving into different types of coverage. That question often brings to mind certain common, cookie-cutter scenarios—what would you do if your spouse passed away? What would you do if you got into a car accident or your house caught on fire? It is common knowledge that life and disability insurance are important, just as most often auto and home insurance are required. However, some types of insurance cover seemingly farfetched scenarios you may have never thought could happen—but what would you do if they did? Accidents happen, whether they... Read more →

Understanding Your Credit Score

How’s your credit score? Credit plays an important role in a person's overall financial wellness. Your American Bar Association Insurance Program is more than just a suite of insurance products, it offers educational resources - including those on financial wellness - to help improve the lives of ABA members. Check out this financial wellness video "Understanding Your Credit Score": To watch the other videos in our Financial Wellness Series, click here. Read more →

In this digital age, data breaches are becoming a more and more frequent phenomenon. Some high profile, widely publicized incidents are reported as impacting up to millions of people- often causing worry and distress for potential victims. Therefore, it is more important than ever to be vigilant in protecting yourself and your family against identity fraud. Even if you are not currently or have not been part of a recent data breach, we know that the future holds many breaches yet to come. The time to act is now, but what can you do? The American Bar Association Insurance Program... Read more →

This fall’s Facebook security breach that exposed data from 50 million user accounts served as an unfortunate reminder that what is shared online is never truly private. Many consumers have considered the risks associated with posting online through popular social media platforms and have adjusted their privacy settings accordingly. However, most probably haven’t put much thought behind what they might be sharing, perhaps unintentionally, on platforms lesser known for their social sharing capabilities. And while the data shared on these platforms might seem inconsequential, even non-financial personal information may be utilized by a thief to steal one’s identity. Below are... Read more →

Travelers is Offering Assistance to CA Wildfire Victims

Travelers customers who have been impacted by the California wildfires have access to Travelers' catastrophe response teams are available throughout the area to offer assistance. Travelers has two Mobile Claim Offices stationed in California for customers. Chico: Intersection of Notre Dame Blvd & E. 20th Street, Chico, CA 95928 Thousand Oaks: California Lutheran University, 60 W. Olsen Road, Thousand Oaks, CA 91360 At these offices, customers can: • Speak directly to a Claim professionals • Begin the claim process, or receive assistance with an existing claim • Receive an advance on a covered loss Learn more about how Travelers can... Read more →

Veterans are the nation’s protectors, the defenders of American ideals and freedom. This Veterans Day marks the 100th year of celebrating these military heroes, both past and present, and collectively thanking them for their sacrifice. Veterans Day, originally Armistice Day until 1954, is a day to show appreciation for those who have served as soldiers, sailors, airmen, Marines and coast guardsmen for the branches of the U.S. Armed Forces. This year, in particular, is made more significant in that it is the first to celebrate not only veterans for one day, but veterans and their families for the entire month... Read more →

As states continue to become compliant with the REAL ID Act, which sets universal, nation-wide standards for identification (i.e. driver’s licenses), there is still mounting confusion for companies and their corporate travelers over which enforcement deadlines to pay attention to. To break it down, there are two deadline types you should know about, and the latter is the most relevant for travelers. State Deadline 33 states and Washington, D.C. are already issuing licenses and identification cards that meet the new standards. The other 17 states and five U.S. territories have extensions which expire on October 10, 2018. Starting that day,... Read more →