Pet Insurance Feed

Being a pet parent has its benefits, but it also has its costs, which don’t always occur to us before adopting. Consider the total cost of dog ownership or cat ownership beforehand so you can prepare and be a more awesome pet parent. Unexpected Costs We’ve laid out some costs of owning a pet that you might not have thought of. Read on to see what they are. Initial Expenses There are other initial expenses for getting a pet besides the adoption fee. Many of them are obvious, like the price of food, treats, toys, a bed, a crate, a... Read more →

Curious if whether or not pet insurance is worth the investment? We sat down with USI Affinity’s Arielle E. to hear about her and her kitten's, Marmalade, recent "cat-tastrophe": Working in the insurance industry, you think you know everything there is to know about insurance protection. We speak often about preparing for the unexpected, educating everyone about their inherent need for various forms of financial coverage. However, no level of expertise can shield you completely from shock when the formidable ‘unexpected’ happens— but having even a basic understanding can help prepare you financially. If you asked me three months ago... Read more →

All pet insurance providers are different. Below are some good things to know about them before choosing one. What do they cover? It has become pretty standard for pet insurance providers to cover accidents, illnesses, and hereditary conditions. However, not all providers cover things like dental problems, behavioral problems, or prescription food. Make sure everything you’d want covered is covered. What don’t they cover? All pet insurance providers have exclusions. For instance, no pet insurance provider covers pre-existing conditions, though each may define a pre-existing condition differently. Some have waiting periods that exclude certain conditions from coverage for a period... Read more →

Pet parents considering pet insurance might ask the question, is it worth it? The argument is sometimes made that you’d be better off saving money each month than investing it in pet insurance. While it’s certainly smart to set aside money for a rainy day, it’s even smarter to supplement your savings with pet insurance. Why Pet Insurance Exam fees, diagnostics, and treatment for one injury or illness can total hundreds to thousands of dollars. It can be hard to save to that magnitude, and it may take a long time. It’s easy to get pet insurance coverage to that... Read more →

Adopting a pet can be one of the most rewarding experiences in a person’s life. When properly cared for, pets are often regarded among the most loyal and loving of friends to their pet parents. However, just as with raising human children, keeping beloved pets healthy can be a source of stress- particularly when it comes to making sure they eat healthy and nutritious foods (or at least don’t eat unhealthy foods or even inedible objects). This is particularly true for the proud pet parents of dogs or cats, both of which are known for getting into things they should... Read more →

This month, Tooth Fairies across the nation stretched out their wings and jingled their change purses to celebrate National Children’s Dental Health Month! Taking care of a child’s teeth and mouth can be challenging for many parents amid all of the other responsibilities associated with child rearing. However, oral hygiene is an important aspect of your child’s health that can directly impact their adult life. According to the American Academy of Pediatrics (AAP)’s “A Pediatric Guide to Children’s Oral Health”, by age three the average child has twenty primary teeth, also known as baby teeth. These teeth typically begin to... Read more →