Travel Insurance Feed

The coronavirus pandemic and the resulting upheaval of travel plans across the globe has thrust travel insurance into the spotlight of late. Many travelers have been disappointed or surprised to learn that funds lost due to trips canceled because of this pandemic are not covered by the travel insurance plan they bought. As a broker, the American Bar Association Insurance Program works with many of the top carriers in the industry, we know the trends well and plans offered by other carriers. Pretty much industry-wide, travel insurance plans do not offer coverage for events like this pandemic. Travel insurance plans... Read more →


If you’re like many people (me included before I started working for a travel insurance brokerage), you buy travel insurance and immediately cover yourself in a nice cozy mental security blanket: “If something goes wrong before or during my trip, I’ll be reimbursed.” Well, it’s not quite that simple. Like all types of insurance – homeowners, auto, life, to name a few – there are limits to the coverage offered in travel insurance plans. As a travel insurance broker offering a variety of plans from many of the top carriers in the industry, we’re proud of the products we offer... Read more →


Since early March, many states across the U.S. have introduced various levels of social distancing protocols in order to help slow the spread of the COVID-19 virus. With at least another month ahead of isolation, you may be dreaming of the next time you can leave your home (beyond a trip for essential goods) – especially if it is for a vacation. So, why not get a jump start on planning now? Here are travel planning and dreaming activities you can do from the comfort of your home: Create an inspiration board Now is the best time to seek travel... Read more →


On January 30, 2020, the World Health Organization declared the Novel Coronavirus a “public health emergency.” The deadly virus was first discovered at the end of 2019 in Wuhan City, Hubei Province, China. Since this time there have been confirmed cases in numerous countries across Asia, Europe and North America. What is the Coronavirus? The Coronavirus, according to USI’s recent white paper, is a respiratory betacoronavirus that has been connected to a specific seafood and animal market in China. The typical initial symptoms of the virus are “flu-like” but could evolve into pneumonia and other respiratory problems. While there is... Read more →


The holiday season is upon us and people around the country are preparing for their last big travel excursion for the year. With that in mind, we hope that you will take a moment to review this Holiday Travel Checklist (and check it twice) before you embark. Plus, we have a travel tip that can help save travelers thousands of dollars in expenses should an unpredictable and plan-altering situation arise prior to departure or during the trip. Check the Weather. Unfortunately, the weather can be unpredictable. Inclement weather can lead to a delay or even cancellation of your trip. Be... Read more →


USI Affinity’s VP and COO, Jenny Zhang, posted an article last week about her personal experience with travel insurance and why it matters for travelers. Read her article here: "Earlier this year in March, I traveled to China with my family — myself, my husband, our three young daughters, and my parents. Between trying all the street food in Shanghai and whizzing down the Great Wall in a toboggan slide in Beijing, the kids had great fun but also picked up all the germs along the way. During the last couple of days of our trip, all three of them... Read more →


For many, Memorial Day is the official kick off to the summer travel season. And while travel is generally a rewarding experience, travelers remain one of the most vulnerable groups to identity theft because they are often carrying more sensitive documents than usual and can be more unaware of their environment. However, with a few precautions, travel can be safer for you and your identity. 53 percent of thefts of consumers’ identity data are “non-digital,” meaning they don’t involve — or at least, don’t start with — the thief exploiting some cyber vulnerability. Purge the Purse and Weed the Wallet.... Read more →


When planning a trip, the last thing anyone wants to factor in is their plans getting delayed or, worse, cancelled. However, with so many factors impacting a trip that are completely out of a traveler’s control (from terrible weather to a family emergency) careful planning and bring your trip to an end before it even begins. This is where Trip Cancellation Insurance can come in handy to protect the insured financially should they need to cancel their trip for a covered reason. Most travel protection plans feature coverage for Trip Cancellation. In fact, this benefit is one of the main... Read more →


The American Bar Association Insurance Program is more than a set of product solutions. For this part of the #USIontheMove blog series, Travel Insurance Services sat down with USI Affinity’s Arielle E. to hear about her experience traveling in London. The year was 1776 when, as an American, my forefathers signed a letter and set out bravely into an unknown future -- one of independence from Great Britain and the royal crown. Seven years of conflict have been followed by 238 years of peace and friendship. Fast forward to today, tracing my country’s historical roots back to England is a... Read more →


As Women’s History Month comes to a close for 2019, it is a good time to reflect on both how far women have come and how far they go…alone. The rise of the solo female traveler is a somewhat recent phenomenon but one that steadily climbs. Solo travel has become increasingly popular. Mintel’s 2018 Solo Traveler Report showed that 17% of adults reported they took a vacation on their own within the last five years (15% were completely solo trips without a travel group). This shows a two percent increase in solo travel from the year before. Though it may... Read more →